FWP Articles

Relationships and money
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Relationships and money

Making plans to move in with your partner or share finances can be exciting. Knowing your financial and legal responsibilities, and where to get help if you need it, can make your life together run more smoothly.

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Age Pension increase offers relief as deeming rates rise gradually
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Age Pension increase offers relief as deeming rates rise gradually

The Federal Government increased the Age Pension from 20 March 2026, alongside a gradual rise in deeming rates. Advocacy group COTA Australia says the pension boost will offer relief, but warns updated deeming assumptions may not reflect the realities facing all older Australians.

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The silent partner in your wealth plan
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The silent partner in your wealth plan

When you think about building wealth, you may picture investments, property and superannuation. But there’s another critical element: insurance. It’s the silent partner in your financial strategy, quietly working behind the scenes to protect everything you’ve built.

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Resist peer pressure and achieve your goals
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Resist peer pressure and achieve your goals

When we hear the phrase peer pressure, most of us picture a playground dare or a group of teenagers urging someone to do something reckless. It feels loud, obvious, and easy to spot. The truth is that peer pressure does not disappear when you grow up. It grows up with you.

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Beware pushy sales tactics targeting your super
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Beware pushy sales tactics targeting your super

How to keep your super safe

The Australian Securities and Investments Commission (ASIC) has warned Australians to beware of high-pressure sales tactics aimed at getting people to switch superannuation providers.

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Cash reserves hit new records but avoid the traps
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Cash reserves hit new records but avoid the traps

Why holding too much cash could burn a hole in your investment returns?

Monthly data just released by the Australian Prudential Regulation Authority (APRA) shows households across the nation are now holding record levels of cash.

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BAS Statements in Australia: Best Practices for Small Business Owners
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BAS Statements in Australia: Best Practices for Small Business Owners

Running a business in Australia comes with many responsibilities, and one of the most important is staying on top of your tax obligations. For most businesses, this means regularly lodging a Business Activity Statement (BAS) with the Australian Taxation Office (ATO). While BAS can feel complicated, having the right systems and practices in place can make the process much easier.

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Tax Time in Australia: What You Need to Do Before the Deadline
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Tax Time in Australia: What You Need to Do Before the Deadline

Every year, tax time comes around faster than we expect. Whether you are an employee, a contractor, or a small business owner, preparing for your tax return can feel overwhelming. The good news is that by knowing the deadlines and having a clear checklist, you can make the process smoother and avoid penalties.

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Know your new limits under the age pension tests
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Know your new limits under the age pension tests

Receiving the full government Age Pension, or even a partial pension payment, can provide eligible retirees with a significant amount of income over time that can supplement income earned from other assets.

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