As we kick off the new year, many of us are excited to embrace fresh beginnings, set new goals, and maybe even tackle those pesky resolutions. But if you’re feeling more drained than invigorated, you’re not alone.

As parents, the instinct to support our children never truly fades, even when they become adults but when you are looking at giving them a financial helping hand there is a bit to consider.

Take some of the guesswork out of planning for the future. Work out how much super you'll have when you retire, and if it will be enough to fund the lifestyle you want.

It's never too soon to start planning for a better financial future.

When you sell or dispose of a rental property you may make a capital gain or loss.

What is your ‘estate’? Your ‘estate’ includes everything you own – your ‘earthly possessions’, if you will. It can include for example cash, property, cars, boats, furniture, jewellery, family heirlooms, art, shares and more.

Tax breaks are always good news, but for house hunters they can have an added bonus. Not only do tax cuts mean potential buyers have more cash in their pocket at the end of the financial year, but they’re also looking at increased borrowing power.

Are you thinking about buying an investment property? Buying a property that you do not plan to live in can help you increase your wealth and accelerate your financial wellbeing. Property is usually viewed as a long-term investment with many advantages. It is, however, important to understand how property investment works, the costs involved and the potential risks before you decide if this is the right option for you.

The many unpredictable events of 2024 could easily have been disastrous for investment markets. Instead, we saw remarkable resilience and growth despite occasional volatility as investors reacted to the extraordinary times.

The start of 2025 is a good opportunity to take decisive financial steps.

Retirement means different things to everyone. It may be a definite point in time when you stop work, and begin a new phase of life.

Or it may be a gradual process where you vary working hours as your priorities shift. You might decide to leave employment and return to part-time work later.

Why having less super isn't necessarily a financial sweet spot for retirees.

Making extra contributions into super can go a long way.

Ah, Christmas! - the time of year when your bank account shrinks, your social calendar explodes, and your family dynamics resemble a poorly scripted soap opera. As we navigate this festive minefield of shopping, social gatherings, and feasting, it’s common to feel a little frazzled.

Bonds can play an important role in investment portfolios, but what exactly are they, what are their benefits, and how do you invest in them?

Retirement is filled with opportunities and choices. There’s the time to travel more, work on long-delayed personal projects or volunteer your help to worthwhile causes.

When you sell your shares in companies or units in managed funds, most of the records you need will be given to you by the company, the fund manager or your stockbroker.

A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and it may help explain your spending and savings habits. Understanding this can help you build habits and strategies to better manage your money.

If you're employed, your employer should be paying a percentage of your earnings into your super account.

It's worth checking to make sure you're being paid the right amount.

If you can afford it, making extra contributions is a great way to boost your retirement savings. And it can reduce your tax. If you're on a low income, you may be eligible for extra contributions from the government.

It can be surprising just how much you need to spend before your baby even arrives.

A 'transition to retirement' (TTR) strategy lets you access some of your super and keep working.